NOT FDIC INSURED. ) You could even save up to 25% on your premiums. } Are installments available? Securing your family's financial well-being today and well into the future will always be a top priority. Access to this site is for authorized users only. KANSAS CITY, MO 64121-9247 Your 401(k) plan may offer professionally managed fund options, such as target-date funds, for retirees. #widget_container { margin-left: 3px; height: 224px; }.

Here’s an approach for optimizing the 401(k)s you manage. You should carefully consider the objectives, risks, charges and expenses before investing. Any on-line message that displays after a transaction has been entered does not mean that a transaction has been received, accepted or deleted. Inflation is hard to predict. To get the most out of your savings, you’ll need to prepare your 401(k) for its new role of supporting you in retirement—and this requires planning. var statusInervalId = setInterval(function(){ var a = axel * 10000000000000; In times of economic stress, it makes more sense than ever to set up a budget and help lower your financial stress. All contract information is confidential, and you agree to safeguard and protect such information in accordance with the standards required by law and to use such information for authorized plan administration purposes only. } John Hancock Life Insurance Company (U.S.A) and John Hancock Life Insurance Company of New York are collectively referred to as “John Hancock”. And remember that you’re likely to spend more early in retirement and less as time goes by. John Hancock Retirement Plan Services, LLC offers administrative or recordkeeping services to sponsors and administrators of retirement plans. You’ve spent decades saving diligently for retirement.

clearWidget(); JH Signature is a trademark of John Hancock Life Insurance Company (U.S.A.) and is used under license by John Hancock Life Insurance Company of New York. John Hancock Trust Company LLC provides trust and custodial services to such plans. 800-560-3243. Unless otherwise specifically stated in writing, John Hancock Retirement Plan Services, LLC does not, and is not undertaking to, provide impartial investment advice or give advice in a fiduciary capacity. No transaction shall be deemed accepted until a confirmation number has been offered through this web site immediately following the completion of your web transaction or your receipt of a written confirmation statement. NOT BANK GUARANTEED. MAY LOSE VALUE. Availability of policies, features, and benefits may vary by state. Ask your provider about your options for getting help. So, we're doing what we can to help make that a little easier. The amount you need to withdraw from your 401(k) is the gap between retirement income—for example, Social Security—and what you think you’ll need to meet expenses. And if you think face-to-face advice might be better for your needs, find a financial professional with experience helping retirees. And what other fees apply to retirees? John Hancock Retirement Plan Services, LLC offers administrative or recordkeeping services to sponsors and administrators of retirement plans. NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED. Unless otherwise specifically stated in writing, John Hancock USA and John Hancock New York do not, and are not undertaking to, provide impartial investment advice or give advice in a fiduciary capacity. Access your life insurance policy, Vitality, mutual fund, college savings, and retirement accounts in one place. Whether you’re living with type 1 or type 2, John Hancock Aspire offers the protection you want and a personalized support program that rewards the steps you take to live a longer, healthier life. The prospectus contains this and other important information about the investment option and investment company. Please consult your own independent advisor as to any investment, tax, or legal statements made herein. Please enter your username and password to access your contract information. It was neither written nor intended for use by any such taxpayer for the purpose of avoiding penalties, and it cannot be so used. The content of this document is for general information only and is believed to be accurate and reliable as of the posting date, but may be subject to change. John Hancock Retirement Plan Services, LLC offers administrative or recordkeeping services to sponsors and administrators of retirement plans. Access to this site is for authorized users only. John Hancock Investment Management examines the stakes in November and the potential implications for the markets, Scott Francolini,